Demilade Folarin

CTO · Head of Engineering · Software Engineer

Engineering leader and hands-on software architect with 10+ years across fintech, payments, and digital products. I build and lead teams responsible for payment infrastructure, banking integrations, and production systems that must remain reliable under real operational pressure.

10+ yrsBuilding & leading
FintechPayments & banking
Hands-onArchitecture + delivery
Demilade Folarin, CTO, Head of Engineering and Software Engineer

Technical capability overview

Explore domains interactively — leadership, architecture, fintech, and delivery.

Engineering Leadership

Strategy, people, and delivery for engineering organizations.

Engineering StrategyTeam LeadershipTechnical DirectionEngineering DeliveryCode ReviewSDLCRecruitmentMentorshipTeam Development

Systems and platforms

Case studies across payment infrastructure, banking platforms, and product engineering.

Payment Gateway · Infrastructure

Glass

01

Payment gateway and merchant infrastructure platform supporting transaction processing, provider integrations, and operational reliability for payment flows.

Payment infrastructureProvider integrationsTransaction processing

Banking · Card Issuance

Kardit

02

Banking, card issuance, and card management platform designed for multi-tenant financial operations and integrated banking services.

Card issuanceCard managementMulti-tenant systems

Payment Gateway

Payinvert

03

Payment gateway and payment infrastructure focused on secure transaction processing and banking provider integrations.

C# / .NETCybersourceMPGS

Payment Infrastructure

Simpustack

04

Payment infrastructure platform covering card payments, bank transfers, USSD, merchant tooling, and API-driven payment services.

Payment gatewayCard paymentsBank transfers

Selected leadership milestones

Mar 2025 – Present

Head of Engineering · ChamsSwitch Ltd

01

Lead a 15+ member engineering organization spanning backend, frontend, QA, SRE, and DevOps, with accountability for technical direction and delivery across major payment and banking platforms.

Oct 2024 – Present

Co-Founder & CTO · Simpustack Limited

02

Own technical vision and platform architecture for a payment infrastructure company built from the ground up.

Sept 2024 – Feb 2025

Lead Engineer / Engineering Consultant · Payinvert Limited / Turbo Group

03

Led engineering for payment gateway architecture and delivery across a 7-member engineering team.

Engineering philosophy

Lead with clarity

Set technical direction, establish standards, and help teams deliver with ownership.

StrategyMentorshipDeliveryStandards
Demilade Folarin working in a technology workspace

Design for reality

Architecture should hold up under production pressure, integrations, and operational constraints.

Stay hands-on

Leadership is stronger when grounded in the craft of building and reviewing software.

Let’s talk about systems worth building

Open to conversations around engineering leadership, architecture, and fintech platforms.

Demilade Folarin, CTO, Head of Engineering and Software Engineer